What Are My Costs?

What Are My Costs?

If you are applying for finance to purchase either a home or investment property you will normally incur upfront costs which include a combination of both bank and government costs not to mention any other associated costs applicable. Ensuring that you have budgeted for all associated costs is critical in determining the amount of loan funding you require and more importantly that you can complete settlement and move to your new house without any financial pressures. The following is an indication of the different costs you could normally expect to incur: 

Bank Costs

  • Loan application fees
  • Settlement fees
  • Valuation fees
  • Lenders Mortgage Insurance (if applicable)

Government Costs

  • Transfer Stamp Duty
  • Registration of Mortgage
  • Registration of Transfer
  • Search Fees

Other Costs

  • Legal Fees
  • Building Inspection Reports
  • Pest Inspection Reports
  • Removal Costs
  • Utilities Connection Costs
  • Selling Costs
  • General Insurances such as buildings and contents insurance

If you would like more information about the costs of buying and financing your property our associated loan costs calculator can provide an indication of what costs will be involved.

Why Choose Professional Finance Brokers

At Professional Finance Brokers, our team of experienced finance professionals consider ourselves as your trusted partner dedicated to helping you make the most informed decisions to meet your specific needs and financial objectives.

Our Services

Our experienced finance professionals can assist you with all your finance needs including purchasing a Home, Investment Property, Business, Motor Vehicle, Commercial Property, Plant & Equipment, Property Development or Corporate Financing.

Our Role

We connect borrowers with lenders and facilitate the process of obtaining financing which includes our expert advice on products and services, organising lodgement and approval of application, guiding you all the way to settlement and providing ongoing future support.

Our Competitive Advantage

With access to over 40+ lenders we provide unbiased financial advice tailored to meet your specific needs which can help you save time and money.

Our Service Proposition

Our team of experienced finance professionals believe in providing outstanding service with our aim to build strong, long-term relationships with our clients based on trust, integrity, and mutual respect.

Do Something Amazing Today

Our team of experienced finance specialists are committed to helping you with all your finance needs. Get a quote today and learn more about your finance options.

Find out about your finance options

A few of our approved lending partners